Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Dowling Real Estate Raymond Terrace ## Sitemaps - [XML Sitemap](https://www.dowlingterrace.com.au/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [What Every Buyer Should Know About Raymond Terrace Property](https://www.dowlingterrace.com.au/what-every-buyer-should-know-about-raymond-terrace-property/) - The Raymond Terrace property market tells a different story from national headlines. Learn what buyers, sellers and investors should know. - [Why Raymond Terrace Continues to Stand Out in the Hunter Property Market](https://www.dowlingterrace.com.au/why-raymond-terrace-continues-to-stand-out-in-the-hunter-property-market/) - When it comes to buying property, it's easy to focus on the biggest markets and the latest headlines. However, the smartest opportunities aren't always found where prices are highest, they're often found where affordability, rental demand, and long-term growth come together. Here at Dowling Property Raymond Terrace, we believe it's important to keep our clients - [The Raymond Terrace Market Is Not Reading the Same Headlines](https://www.dowlingterrace.com.au/the-raymond-terrace-market-is-not-reading-the-same-headlines/) - There has been a lot of commentary recently about the property market, investor activity, rental pressure and what government policy changes may mean for buyers, tenants and landlords. But when we look at what is actually happening on the ground in Raymond Terrace, the story is not as simple as the headlines suggest. Recently, Kate - [​Buying Your First Home in Raymond Terrace? Don’t Get Caught Out by the Fine Print](https://www.dowlingterrace.com.au/buying-your-first-home-in-raymond-terrace-dont-get-caught-out-by-the-fine-print/) - We’ve now seen a couple of first home buyers in Raymond Terrace get caught out by this exact issue, and it can be a costly lesson. Buying your first home is exciting, but it’s also one of those times where small misunderstandings can turn into big, unexpected expenses. Recently, we had a buyer receive financial - [Selling an Investment Property With a Tenant in Place: Fixed Term vs Periodic (NSW)](https://www.dowlingterrace.com.au/selling-an-investment-property-with-a-tenant-in-place-fixed-term-vs-periodic-nsw/) - Selling an investment property doesn’t always mean waiting for the tenant to move out first. Many investment properties in NSW are sold with a tenancy still in place and when handled correctly, it can be a smooth process for the landlord, the buyer, and the tenant. The key is understanding whether the tenant is on - [The Costly Insurance Misunderstanding Many NSW Landlords Don’t Realise](https://www.dowlingterrace.com.au/the-costly-insurance-misunderstanding-many-nsw-landlords-dont-realise/) - One of the most common and expensive misunderstandings we see in propertymanagement is around landlord insurance, particularly landlord contents insurance.Many landlords assume that because their property is an investment, the building insurance isenough. Unfortunately, this assumption can leave you significantly exposed when things go wrong. Building Insurance vs Landlord Insurance – What’s the Difference? Building - [Why Government Forecasts Don’t Match the Reality in Raymond Terrace](https://www.dowlingterrace.com.au/why-government-forecasts-dont-match-the-reality-in-raymond-terrace/) - A closer look at price growth, buyer behaviour, and what it means for homeownersright now When the NSW Government released its projections following the changes to the FirstHome Buyer scheme, many took note of the modest forecast: a 0.5% increase in housingprices spread over six years.But for those of us working on the ground every - [When a Lease Expires and the Tenant Doesn’t Re-Sign](https://www.dowlingterrace.com.au/when-a-lease-expires-and-the-tenant-doesnt-re-sign/) - What Can a Landlord Actually Do Under the New Laws? Until recently, when a fixed-term lease was coming to an end, landlords and agents could simply choose not to renew and bring the agreement to a close. That is no longer the case in NSW. Since 19 May 2025, landlords can no longer terminate a - [Why Property Management is the Beating Heart of Our Business](https://www.dowlingterrace.com.au/the-difference-it-makes/) - When most people think about real estate, they picture the “big moments” – the for sale signs, the open homes, the thrill of buying or selling. But behind the scenes, it’s property management that keeps everything steady, secure, and stress-free for years to come. At Dowling Property Raymond Terrace, property management isn’t just a department. - [Understanding the New Tenancy Laws: A Real-Life Example](https://www.dowlingterrace.com.au/how-our-values-shine-through/) - With the recent updates to NSW tenancy laws, many landlords are asking the same question: How do these changes actually play out in real situations? We’ve just managed our first case under the new rules, and we thought it would be helpful to share the experience with you. Our aim is simple, to keep you ## Pages - [Home](https://www.dowlingterrace.com.au/) - Real Estate Agents and Property Managers in Booral, Campvale, East Seaham, Glen Martin, Karuah, Raymond Terrace, Stroud, Wootton and surrounding suburbs. - [Complaints Handling Policy  ](https://www.dowlingterrace.com.au/complaints-handling-policy/) - Dowling Real Estate (Raymond Terrace) Pty Ltd Complaints Handling Policy This Complaints Handling Policy applies to all persons engaged in the business. How to make a complaint We aim to make it easy for you to bring any issues or concerns to our attention. You should first raise your issue or concern with the agent, property manager or agency representative - [Our Team](https://www.dowlingterrace.com.au/about-us/our-team/) - [Company Guide](https://www.dowlingterrace.com.au/get-to-know-our-team/company-guide/) - Dowling Property Raymond TerracePublish at Calameo - [JOIN OUR TEAM](https://www.dowlingterrace.com.au/join-our-team/) - WELCOME TO DOWLING PROPERTY Join a Team Where People Matter Thank you for your interest in joining our team. At Dowling Property, we believe our people are the heartbeat of our success. This handout gives you an overview of who we are, what we stand for, and what we’re looking for in our next team - [Blogs](https://www.dowlingterrace.com.au/blogs/) - [Leased](https://www.dowlingterrace.com.au/leased/) - [About Us](https://www.dowlingterrace.com.au/about-us/) - WHERE EVERY JOURNEY LEADS HOME Since 1990, Dowling Property Raymond Terrace has been a trusted cornerstone of our community, with over three decades of experience helping more locals and investors achieve their property goals than any other agency. What truly sets us apart is our unwavering commitment to people leading with authenticity, integrity, and heart. - [Contact Us](https://www.dowlingterrace.com.au/get-to-know-our-team/contact-us/) - [zoomap lat="-32.761900" lng="151.742650" z="16" marker="true" width="1440" height="550"] Contact Us 16a William Street, Raymond Terrace NSW 2324 02 4987 2226 office@dowlingterrace.com.au Business Hours Monday - Friday 9:00 am - 4:30 pm Saturday Closed Sunday Closed - [Sold Rural](https://www.dowlingterrace.com.au/sell/sold-rural/) - [Sold Commercial](https://www.dowlingterrace.com.au/sell/sold-commercial/) - [Sold Residential](https://www.dowlingterrace.com.au/sell/sold-residential/) - [Property Report Preview](https://www.dowlingterrace.com.au/property-report-preview/) - [Rental Report Preview](https://www.dowlingterrace.com.au/rental-report-preview/) - [Rental Report](https://www.dowlingterrace.com.au/rental-report/) - [Property Report Digital Appraisal](https://www.dowlingterrace.com.au/property-report-digital-appraisal/) - [Property Report](https://www.dowlingterrace.com.au/property-report/) - [Suburb Report Detail](https://www.dowlingterrace.com.au/suburb-report-detail/) - [Suburb Report](https://www.dowlingterrace.com.au/suburb-report/) - [Rental Report Digital Appraisal](https://www.dowlingterrace.com.au/rental-report-digital-appraisal/) - [Request Maintenance](https://www.dowlingterrace.com.au/request-maintenance/) - [Register](https://www.dowlingterrace.com.au/register/) - [Privacy Policy](https://www.dowlingterrace.com.au/privacy-policy/) - Who we are Suggested text: Our website address is: https://www.dowlingterrace.com.au. Comments Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a - [Tenant Forms](https://www.dowlingterrace.com.au/renting/tenant-forms/) - TENANCY APPLICATION Download Please note that the application above is in PDF Format. If you do not already have the free Acrobat Reader application installed on your computer, you will first need to download it before viewing this Tenancy Application. MAINTENANCE REQUEST VACATE NOTICE - [Privacy Policy / Disclaimer](https://www.dowlingterrace.com.au/privacy-policy-2/) - Who we are Our website address is: https://www.dowlingterrace.com.au/. What personal data we collect and why we collect it Comments When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from - [Search Residential](https://www.dowlingterrace.com.au/buy/search-residential/) - [Search Residential](https://www.dowlingterrace.com.au/rent/search-residential/) - [Search Commercial](https://www.dowlingterrace.com.au/buy/search-commercial/) - [Appraisal Request](https://www.dowlingterrace.com.au/rent/appraisal-request/) - [Search Rural](https://www.dowlingterrace.com.au/rent/search-rural/) - [Search Commercial](https://www.dowlingterrace.com.au/rent/search-commercial/) - [Whats Your Property Worth](https://www.dowlingterrace.com.au/sell/whats-your-property-worth/) - [Search Rural](https://www.dowlingterrace.com.au/buy/search-rural/) - [Get To Know Our Team](https://www.dowlingterrace.com.au/get-to-know-our-team/) - [Rent](https://www.dowlingterrace.com.au/rent/) - [Sell](https://www.dowlingterrace.com.au/sell/) - [Buy](https://www.dowlingterrace.com.au/buy/) - [Raymond Terrace](https://www.dowlingterrace.com.au/raymond-terrace/) - Raymond Terrace, the administrative centre of the Port Stephens Shire, is located 177km north of Sydney via the Pacific Highway and 12m above sea-level. It is now virtually a commuter belt township attached to Newcastle, 23km to the South. Its population in 1991 was 11,159 . The area was originally occupied by the Worimi Aborigines. - [EXCELLENCE IN ALL REAL ESTATE SERVICES!!!](https://www.dowlingterrace.com.au/excellence-in-all-real-estate-services/) - Buyer of a house in Waratah West, NSW Gregg Bates is an outstanding agent. (As was his assistant Kim) Purchasing a house is a very stressful time, so I very much appreciated Greggs prompt responses to all my emails and my phone calls- Even on Sundays! Above all it was reassuring, if not refreshing, to - [Storage](https://www.dowlingterrace.com.au/storage/) - Storage - [What can Dowling Real Estate Raymond Terrace do for you?](https://www.dowlingterrace.com.au/what-can-dowling-real-estate-raymond-terrace-do-for-you/) - We at Dowling Real Estate Raymond Terrace can provide advice on a number of issues pertaining to your potential or completed purchase or sale. - Market Appraisals - Matching buyers to your property - Sale & Purchase - Rental Appraisals - Matching tenants to your property - Property Management - Finance. - [Property Management & Investment Guide](https://www.dowlingterrace.com.au/property-management-investment-guide/) - A few thoughts on purchasing and managing investment property... Property represents a very secure, sound, long term form of wealth creation. As such, many people are turning increasingly to property investment to secure their future. A well managed investment can offer many advantages including income and capital growth. Many investors may also be able to - [Selling Tips](https://www.dowlingterrace.com.au/selling-tips/) - The preparation you put into getting your property ready for sale can be the difference between getting a standard price & getting a great price. And, the best part is, it's not hard, time consuming or expensive. Timing Presentation Method of Sale Sale Preperation Checklist The process, or indeed the art, of presenting your property - [Timing](https://www.dowlingterrace.com.au/timing/) - Buyers for good quality property can be found all year round. With the internet playing such a large part in marketing the issue of timing is less critical today than in the past. The time required to sell property that is accurately priced will typically vary between two and four months. Prior to placing your - [Presentation](https://www.dowlingterrace.com.au/presentation/) - Presentation of your property is very important in achieving the highest possible price. This is similar to detailing a car before you sell it. The emotional appeal required to stir the spirit of the buyers is unlikely to be generated by a poorly presented property. And a neglected building site sends out "warning signals" to - [Method of Sale](https://www.dowlingterrace.com.au/method-of-sale/) - When it comes to selling property, there are three popular methods to choose from: Private Treaty (Sale) Public Auction Public Tender Each has its own advatages. Our company has successfully used all three methods, however we have found sale by Private Treaty to be the most effective method for properties located in our area. Auction - [Property Management Services](https://www.dowlingterrace.com.au/property-management-services/) - WE MAXIMISE YOUR INVESTMENT AND LET YOU GET ON WITH YOUR LIFE You didnt buy an investment property to be become a property manager..... Our philosophy is simple; to look after your property as if it was our own. This means always selecting the best quality tenants, achieving the highest market rental, ensuring that your - [How do tenants pay their rent?](https://www.dowlingterrace.com.au/how-do-tenants-pay-their-rent/) - Tenants have several options to pay their rent, leaving no excuse for late payments. - Direct Deposit and Internet Banking through their chosen financial institution - Direct debit from their nominated bank account, we will supply the tenant with our account details to arrange an automatic transfer. - [When does the rent money get paid into my account?](https://www.dowlingterrace.com.au/when-does-the-rent-money-get-paid-into-my-account/) - Rental monies are usually paid on the second last business day of the month unless instructed otherwise, and is paid to you by way of a direct deposit to your nominated bank account. A statement is issued at the same time outlining the debits and credits for that month, this statement will also have a copy - [Our Newsletter](https://www.dowlingterrace.com.au/our-newsletter/) - We at Dowling Real Estate Raymond Terrace believe communication is the key. In our newsletter, which is distributed each month to our Landlords we like to keep our clients informed about what is going on in the real estate market, our area, and our office. Our website has some excellent tools, from bookmarking your favourite properties - [Portplus](https://www.dowlingterrace.com.au/portplus/) - Pushing technology to the edge Portplus Webchoice - [Whereis.com.au](https://www.dowlingterrace.com.au/whereis-com-au/) - Find a street or suburb, in Australia http://www.whereis.com.au - [Landlord Information](https://www.dowlingterrace.com.au/landlord-information/) - Here at Dowling Property Raymond Terrace, our Property Management team specialise in their individual roles whilst having an understanding of all facets of our real estate industry to ensure your experience with our Agency is a rewarding one. Our team have a pro-active, dedicated and realistic approach to each property we represent. With the responsibility - [What is a property condition report?](https://www.dowlingterrace.com.au/what-is-a-property-condition-report/) - An ingoing condition report is a report that is compiled at the commencement of a tenancy prior to your tenant moving into the property. This report outlines the condition of the property at the commencement of the tenancy and is used when the tenant vacates to ensure that the property is left in the same condition. - [What is a Routine Inspection?](https://www.dowlingterrace.com.au/what-is-a-routine-inspection/) - Routine inspections are conducted after a tenant takes possession of the property and are conducted every six months. These inspections are essential to ensure that your property is being maintained to an acceptable standard and to identify any maintenance or upgrades that may be required during the tenancy. Again, this report is conducted on iPad software - [What happens when a tenant stops paying rent?](https://www.dowlingterrace.com.au/what-happens-when-a-tenant-stops-paying-rent/) - Here at Dowling, we have a zero tolerance to rental arrears; this also includes water usage payments. We have a system in place through our Real Estate software, where a tenant is automatically sent an SMS should their rent fall even one (1) day behind. From there, if the tenant does not make a payment, - [Welcome Garry to the Dowling team!](https://www.dowlingterrace.com.au/welcome-garry-to-the-dowling-team/) - Garry Fairhurst joins the Dowling Team! With a career in real esatate spanning over 14 years, Garry will be servicing the Thornton, Woodberry, Tarro, Beresfield & East Maitland areas. Having lived in the area for 46 years his local knowledge and friendly & honest demeanor will be a welcome addition. - [Monthly Dowling Brochure](https://www.dowlingterrace.com.au/monthly-dowling-brochure/) - Click Here to View our Monthly Brochure - [Sales Newsletter](https://www.dowlingterrace.com.au/sales-newsletter/) - Newsletter - [Buying Tips](https://www.dowlingterrace.com.au/buying-tips/) - Speak with your Financier or your Finance Consultant to arrange the best loan to suit your needs. Prepare a short list of preferred suburbs that suit you lifestyle, bearing in mind affordability and accommodation requirements. Research sales in those preferred suburbs. Inspect every property in your preferred subueb so you have a feel for the - [Licensee in Charge](https://www.dowlingterrace.com.au/licensee-in-charge/) - This position with Dowling Real Estate Raymond Terrace carries the responsibility of ensuring the overall management of the office results in compliance with all lawful requirements associated with real estate practice. - [Sales Manager](https://www.dowlingterrace.com.au/sales-manager/) - The sales manager at Dowling Real Estate Raymond Terrace will be responsible for planning, leading and controlling the sales department in order to achieve forecast sales targets as may be set by management from time to time. - [Sales Consultant](https://www.dowlingterrace.com.au/sales-consultant/) - You will be responsible for listing and selling residential, commercial and industrial properties in your designated area in order to achieve the sales targets set by Dowling Real Estate Raymond Terrace. - [Sales Support](https://www.dowlingterrace.com.au/sales-support/) - In this position you will be responsible for providing administrative support and assistance to the sales team here at Dowling Real Estate Raymond Terrace. - [Property Manager](https://www.dowlingterrace.com.au/property-manager/) - In this position as an employee of Dowling Real Estate Raymond Terrace you will be accountable for the overall management of residential, industrial and commercial properties on behalf of, and to the satisfaction of, the owner and the tenant. - [Property Officer](https://www.dowlingterrace.com.au/property-officer/) - You are responsible for assisting the Property Manager with the management and maintenance of residential, industrial and commercial properties to the satisfaction of the owner, the tenant, and Dowling Real Estate Raymond Terrace. - [Admin Assistant](https://www.dowlingterrace.com.au/admin-assistant/) - In this position with Dowling Real Estate Raymond Terrace you will have mixed responsibilities which relate to both general office administration, including receptionist duties and assistance in the management of properties on behalf of owners. - [Reception](https://www.dowlingterrace.com.au/reception/) - Your role with Dowling Real Estate Raymond Terrace is to undertake telephonist duties as well as provide administrative support for our real estate practice in a professional and efficient manner, which will reflect and protect our reputation in the real estate industry. - [Public Relations / Marketing Manager](https://www.dowlingterrace.com.au/public-relations-marketing-manager/) - In this position you will be accountable for the overall management of all aspects regarding Public Relations and Marketing within Dowling Real Estate Raymond Terrace. - [Application Form](https://www.dowlingterrace.com.au/application-form/) - [Providing Solutions & Satisfaction to your needs](https://www.dowlingterrace.com.au/providing-solutions-satisfaction-to-your-needs/) - Speak to anyone who has experienced the PROCESS of buying or selling Real Estate, or the Management of their investment property, and you'll often their findings are a combination of stress, disappointment and ultimately compromise! One of the many goals of Dowling Real Estate Raymond Terrace is to ensure your next move is a positive one. Dowling - [Welcome Message - Box 1](https://www.dowlingterrace.com.au/welcome-message-box-1/) - Experience The Difference Between Selling & Celebrating. As the longest serving Real Estate in Raymond Terrace, we have helped more locals move and have sold more property than any other local Agency. Over 3 decades worth of contacts helps us achieve the best possible price for your biggest asset. 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Dowling Real Estate Raymond Terrace covers Raymond Terrace in all sectors of the real estate market; in fact whatever Raymond Terrace real estate decision you want to make, whether it is buying, selling or renting, you should contact one of the team at - [Sample Page](https://www.dowlingterrace.com.au/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger - [An example page](https://www.dowlingterrace.com.au/an-example-page/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. In ullamcorper ornare justo. Donec venenatis dolor eu augue interdum ornare. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus bibendum enim in dui mattis, id sodales arcu gravida. Nunc ac tincidunt dolor. Nam et feugiat risus. 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